(Solved it myself.) (The upper bar had a settings menu, to disable it.)
I installed a bunch of Stardock software, very happy with it all. I think where I went wrong was I installed Windowblinds after "Curtains." Obviouly I should have stopped at Curtains, because now I'm experiencing issues.
Window blinds installed and then most of every window I opened had double title bars. One bar skinned while the other one not.
I uninstalled Windowblinds, used CCleaner to clean registry, restarted, and the issue now persists. I have tried to change curtains, and windows themes, but that second window is very persistent.
Any suggestions? Thanks!
to upload a photo.)