Reply #1 Top
Yes 100% morale is the best at the beginning the for maximum growth.

Everything your ever wanted to know about morale is here. http://www.galciv.com/forum.asp?id=39453&BID=GS&page=1#176201

Which is pinned to the top of the strategy section. :)
Reply #2 Top
There is also this thread: http://www.galciv.com/forum.asp?BID=GS&id=155077 (post 15)