Authorization Fee? » Forum Post by scharchuk

I'm using a Debit Card from my bank against my checking account and don't see any charges like that.

It may have something to do with a Pre-paid Debit Card. You may need to read up on how it is used/charged in order to determine that. It may not make a difference where you buy the Master Skin from. I don't know since I have never used a Pre-paid Debit Card.

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I'm using a Debit Card from my bank against my checking account and don't see any charges like that.

It may have something to do with a Pre-paid Debit Card. You may need to read up on how it is used/charged in order to determine that. It may not make a difference where you buy the Master Skin from. I don't know since I have never used a Pre-paid Debit Card.

100% Ditto.

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tazgecko

Join Date 05/2008

+177

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tazgecko from what scharchuk wrote it's a Pre-paid Debit Card and not a Bank Debit Card.

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tazgecko

Join Date 05/2008

+177

Quoting Philly0381,

reply 4

tazgecko from what scharchuk wrote it's a Pre-paid Debit Card and not a Bank Debit Card.

and here I was thinking a debit card is just a debit card (I have two of them).

Maybe we call them something else down here, thanks Philly.

Its still a lot of money.

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I have a Green Dot Mastercard. It costs $4.95 to add any money to it and they charge another $4.95 per month service charge if there is money left on it at the end of the billing cycle. I used it once to purchase WB, then ODNT and never again. I kept it in case I need to make a major online purchase, but it would have to be a necessity with no other way to acquire it.

In other words, buying a Master skin would cost me $4.95 + $4.95 plus another $4.95 at the end of the month. OUCH!!!

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Quoting tazgecko,

reply 5

Quoting Philly0381,
reply 4
tazgecko from what scharchuk wrote it's a Pre-paid Debit Card and not a Bank Debit Card.

and here I was thinking a debit card is just a debit card (I have two of them).

Maybe we call them something else down here, thanks Philly.

Its still a lot of money.

They do that just to give us headaches.

A Bank Debit Card is issued by a Bank to it's customers on request. You can use it like a Credit Card but it is tied directly to your account which makes it pretty much like writing a check. A Pre-paid Debit Card is one you purchase from places like Walmart and you put a given amount on it. You use it like a Bank Debit Card or Credit Card but it looks like the charges against them are handled differently from what Wizard posted.

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I'm using a Debit Card from my bank against my checking account and don't see any charges like that.

It may have something to do with a Pre-paid Debit Card. You may need to read up on how it is used/charged in order to determine that. It may not make a difference where you buy the Master Skin from. I don't know since I have never used a Pre-paid Debit Card.

100% Ditto.

Ditto; I use Mastercard credit card and never have any extra charges.

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I forgot to add that it also cost $4.95 to buy the card in the first place. I don't recall if there was a per-use fee as well but I wouldn't doubt it. At the time I was in South Carolina and still had money in savings.

After using the trial less than a day,I had to have WindowBlinds so cost meant nothing.(worse than crack,lol)

+1

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tazgecko

Join Date 05/2008

+177

Quoting Philly0381,

reply 7

A Pre-paid Debit Card is one you purchase from places like Walmart and you put a given amount on it. You use it like a Bank Debit Card or Credit Card but it looks like the charges against them are handled differently from what Wizard posted.

Ah there you go. We don't have them. The cost must be for the use of the card.

Like Cavan my Mastercard credit card and Visa debit card has no extra charge for a skin.

Master skins, for me, are cheap. Love supporting good talent

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Quoting Philly0381,

reply 1

I'm using a Debit Card from my bank against my checking account and don't see any charges like that.

It may have something to do with a Pre-paid Debit Card. You may need to read up on how it is used/charged in order to determine that. It may not make a difference where you buy the Master Skin from. I don't know since I have never used a Pre-paid Debit Card.

I don't get this charge at any other place I purchase a Master skin, and I mention this.

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Quoting Philly0381,

reply 4

tazgecko from what scharchuk wrote it's a Pre-paid Debit Card and not a Bank Debit Card.

Yes. Its everything like a credit card except you have to have the proper amount on the card beforehand.

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Quoting Wizard1956,

reply 6

I have a Green Dot Mastercard. It costs $4.95 to add any money to it and they charge another $4.95 per month service charge if there is money left on it at the end of the billing cycle. I used it once to purchase WB, then ODNT and never again. I kept it in case I need to make a major online purchase, but it would have to be a necessity with no other way to acquire it.

In other words, buying a Master skin would cost me $4.95 + $4.95 plus another $4.95 at the end of the month. OUCH!!!

Mine's not nearly as bad as that. It cost $2.50 to "load" each month and a monthly fee of $6.95. plus, $0.50 per retail purchase (Like a cred card). I got the card through a rent to own store called Easy Home and the card is called Epic from MasterCard.

BTW, the amount of the Authorization fee just switched to the positive this morning. Time for one of the newer Master skins.

After using the trial less than a day,I had to have WindowBlinds so cost meant nothing.(worse than crack,lol)

Yes, much worse than crack.

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Island Dog

Join Date 06/2003

+1047

Just to be clear, WinCustomize does not charge any type of authorization fee when making a purchase. This is something initiated by the bank or pre-paid service.

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Quoting Island Dog,

reply 14

Just to be clear, WinCustomize does not charge any type of authorization fee when making a purchase. This is something initiated by the bank or pre-paid service.

Maybe, but its only here that I get it when I purchase Master Skins. It could be the service that Wincustomize uses for its purchase transfers?

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DrJBHL

Join Date 04/2002

+4064

My VISA doesn't do that, scharchuk.... I think you need to look at the terms of the debit card you use. IF your eyes can read print that small.

Wiz...get rid of that Green Dot thing you have... sounds like a MAJOR rip off, old friend.

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DaveRI

Join Date 09/2003

+467

My VISA doesn't do that, scharchuk.... I think you need to look at the terms of the debit card you use. IF your eyes can read print that small.

Or [shudder] you might need to call them and ask them specifically what one of those charges is.

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Quoting DrJBHL,

reply 16

My VISA doesn't do that, scharchuk.... I think you need to look at the terms of the debit card you use. IF your eyes can read print that small.

Wiz...get rid of that Green Dot thing you have... sounds like a MAJOR rip off, old friend.

As I had said, it only charges this fee of $2,60 to $2.70 HERE.

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Quoting scharchuk,

reply 18

Quoting DrJBHL,
reply 16
My VISA doesn't do that, scharchuk.... I think you need to look at the terms of the debit card you use. IF your eyes can read print that small.

Wiz...get rid of that Green Dot thing you have... sounds like a MAJOR rip off, old friend.

As I had said, it only charges this fee of $2,60 to $2.70 HERE.

Quoting Island Dog,

reply 14

Just to be clear, WinCustomize does not charge any type of authorization fee when making a purchase. This is something initiated by the bank or pre-paid service.

Based upon Island Dog's reply it seems you need to open up a discussion with the Issuer of the the Debit Card if you haven't yet.

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i use a Visa debit card. This card works just like a credit card except it is linked to my savings account. My bank and most other australian banks offer this and there is no service charges or extra charges for using it. My only bank charges are the standard monthly account keeping fee which adds up to the grand total of $5 a month. I would be charged this regardless if i just had a debit card or Visa debit card. Pre Paid visa.mastercards and the like are a scam introduced by banks to enable them to charge outrageous fess and other "hidden" charges. Might be worthwhile speaking to your bank to see if they off a visa debit service.

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Quoting Philly0381,

reply 19

Based upon Island Dog's reply it seems you need to open up a discussion with the Issuer of the the Debit Card if you haven't yet.

Why would they only apply it HERE instead EVERYWHERE else I go as I've been saying over and over and over again? I go to other user's Master Skin sites and buy something with the pre-paid debit card and guess what? No Authorization fee of $2.60 to $2.70 deducted from my account each time. Please, follow along now.

The original purpose of this thread to was to see if this happened to anyone else and how long it took for the amount to switch back to a positive.

Here is what I get. The $3.90 is the Master Skin I just bought (Elemental:Water). The $2.63 is what we are talking about and that stays there for a couple of weeks or so before switching to a positive.

Authorization Detail
Date	Details	Amount
09/11/2010 07:13:45	STARDOCK SYSTEMS-MI 734-927-0677 MI	$-3.90
09/11/2010 07:13:37	STARDOCK SYSTEMS-MI 734-927-0677 MI	$-2.63

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This is as close as I can get to an explanation from their site;

Some car rental companies may choose not to accept prepaid cards at the time of rental. When using your card with a car rental company they will authorize a specific dollar amount at the counter. MasterCard allows car rental companies to settle the transaction for $250.00 over the authorized amount. To ensure available funds, there will be an additional $250.00 added to all car rental authorizations.

Example: If you rent a car for three days the car rental company may run a $300.00 authorization, which will appear as a $550.00 authorization in your transaction history. When you return the car and close the rental contract, the actual amount of the rental will be displayed in the transaction history and the difference will become available on your balance. Car rental companies may also choose to run multiple authorizations during the car rental contract. All car rental authorizations will remain on your Card for 45 days.

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