On reloading ... you guys are using it to falsely rationalise that Master players are cheating.
The comment about reloading was made by me ... not the OP. I've never said Gal Civ 3 was too easy on Suicidal. I said that I found Suicidal rough but winnable. I don't consider myself even close to being a Master player of Gal Civ 3.
With my first win on Suicidal, initially the Yor went on the rampage and I failed to bop them. I reloaded, failed to Bop them again, and then changed my victory target to an Alliance victory. I just wanted to see if it was winnable at all at that point.
My other two victories I was min-max score hunting.
I haven't won yet without reloading that's for sure.
But I have no doubt that some win on Suicidal without reloading given the current unclosed excessive exploits (which I'm not using).
With respect to other 4X games, it's a similar story. I play Extreme difficulty with Distant Worlds, never reload, and almost always win. The only times I haven't won is when I've played with my own AI Improvement Mod.
So rationalise all you want that anybody winning on these levels reloads ... and that maybe true in the future for Gal Civ 3 ... but at the moment when there are these excessive exploits around ... I don't doubt it some are winning without it.