Ok i keep building planets that loose money... Where does the money come from?!

You must wait for the population to grow to get the tax money. Population equals money. This also slows down the "colony rush" phase. You must balance that with your funds.

100% approval on a planet makes it grow twice as fast.
Balance the sliders: Taxation and Spending Sliders.
Balance the Distribution sliders according to the line graphs on the user interface on the main map sreen.
Remember that 100% approval equals double poulation growth. Adjust taxation slider to affect this according to money needs and competition that shows on the line graphs on the user interface on the main map sreen: "population".

It's a balance that needs to be tuned every few turns.

-Wade

I don't think the specialized planets idea works in the Camp. mods.. because the dread lords will just take all of your SPecialized planets leaving you with a huge problem of having to rebuild your planet to make it more balanced.. And waiting around seems like a nice idea till the dread lord takes 4 troops and wipes out 100,000 of yours..

A balanced planet should be self supporting.. After all it has every thing it needs.. Factories, military, food and money.
Together all of the planets should support the whole.. However this dosen't seem to be the logic in the programing..

A size four planet should be jsut as effecient as a size 32.. if you fill all the tiles up correctly.. and have a decent population.. soo.. What is Correct?

Hi!

size 4 planet, only thing it is good for is: one farm, one econ building, one moral building

I disagree. The class 4 planets will not grow more than 2.56B pop, so a farm is a waste (until very late game, when you have lots of surplus pop and no place to put them on).
My way to go with those tiny planets (class 3, 4, 5 and 6) is building one factory, then fully specialize them on research, and at the end converting the one factory in the recearch building. At class 5and 6 I may build one econ building, if I'm short of cash.

I prefer more balanced approach to building planets. More specialized are only the ones with bonus tiles, and with econ., manuf. and research capital (but usually those planets are the same).

BR, Iztok

Ok i keep building planets that loose money... Where does the money come from?! Let say i have a planet with 8 tiles.. I would normally try to make a balanced planet from this.. 3 factories, 3 research center, 1 entertainment center, and 1 bank.

Gigantic Production capacities are of little use if you don't have the money to pay the maintainance for a gigantic fleet. My advise is to drive back the production capacity and build more structures for money aquisition.
As others said the key to an good economy is a decent population. A class 8 planet I usually equipp with 2 factories, 2 Labs, 1 entertainment structure, one farm and one Market center. This way the planet wont run on deficit. I tend to build my infrastructure with slightly reduced production output, instead of lots of factories I'd build another market or another farm instead.

It's often better to not make balanced planets, but to specialize instead, based on planet quality, location, and bonus tiles.

In my oppinion it's a mistake to build highly specialized planets. My planets are always balanced to a large degree, somtimes a bit more production, sometimes a bit more research. Example:
Imagine a hihgly specialized Planet with 200 Production- and only 20 research-capacity. Now lets say you have the militry and social production each set to 25% (total production 50%) and the research slider set to 50 %. In this case you're planet has a total production output of 100 and research of 10. Now lets say the Drengin declares war on you and you desperatly need to research the phasers in a short amount of time, so you set your research slider to 90 % and total production to 10 %. Your hihgly specialized planet now generates only 20 hammers and 18 research ponts. In other words the planets production is nearly down to zero.
The consequence of this is that hihgly specialized planets are only using their production capacities in an effective way when the economy-slider is set to over 50 % where the planet has its strength.
Over a long period of time a balanced planet will have the larger combined research and production output.

The consequence of this is that hihgly specialized planets are only using their production capacities in an effective way when the economy-slider is set to over 50 % where the planet has its strength.

So what? It's your civs overall production that matters, not the planetary distribution.

Specialisation pros:

1. Tech/manufacturing capitals, the research superprojects and economy starbases give partially free production. So if you have a choice of two planets to put a research center and an economy building to support it, you put the research center on the planet with the greatest bonus and the econ building on the other.

2. (Kind of linked to 1). Mid/late game if you've developed properly you may well find you have a greater income than you need, and no planetary tiles left to boost production. At this point, economy starbases are the obvious way to go. If you specialised planets then you'll need less starbases (hence less constructors and time) to use up your excess credits.

3. You can react more quickly to enemy attacks. Done right, you'll have planets which can turn out even your very top of the range dreadnoughts in 3 or 4 turns. This means you can often afford the luxury of waiting to see what's coming at you then building ships designed precisely to counteract that exact threat. Not only will your ships be more likely to win the battle with minimsl losses since they're so well tailored, you'll also have saved a bundle in maintenance costs by only building them when they're most needed.

Cons to specialisation:

1. Losing a few key planets will cripple you.